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Save your home and assets
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Eliminate credit card debt
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Stop creditor calls and harassment
• Permanently erase old I.R.S. Debt (3 yrs or
older)
IT IS:
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Your right under the Constitution
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Quick, and final, with no embarrassment or shame
• Your employer, family and friends need not know
IMPORTANT!:
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You
should know, that most of what you have heard about Bankruptcy is
wrong!
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Bankruptcy is not the same in every state.
• Florida is more liberal
than any other state.
• You can keep more property
in Florida than in any other state because Florida has "opted
out" of the Federal scheme when it comes to exemptions. ("Exemptions"
= things that cannot be taken by the Court)
• Web sites that talk of Federal Bankruptcy law as if all states
are the same are wrong!
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Furthermore, the Bankruptcy code has been revised
several times in the last few years.
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The old rumors of how long your credit will be damaged and how long
it takes before you can establish credit, are no longer true.
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There is no shame, stigma or embarrassment in Bankruptcy anymore.
That went out years ago. In fact, the Bankruptcy Court has declared
that it is a perfectly good reason to go bankrupt for any "valid
business reason". This means getting out of a bad lease, an
obligation or obligations or debts that you can no longer afford.
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Likewise, there are no good or bad reasons for filing Bankruptcy.
The Court does not look down on those people who are in debt due
to gambling, inability to control spending, alcoholism, bad investments,
bad marriages etc. Nor does it look favorably on those who file
because they have had terrible health problems or have lost a breadwinner
or spouse. The Court is completely neutral.
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Everyone is treated alike! Each person is treated with respect and
dignity, and there is no reason for anyone to feel that they do
not "qualify" for Bankruptcy. There is no qualification.
It is everyone's right under the Constitution of the United States.
I have done hundreds of people who were everything from spendaholics
and gamblers to those wiped out by incredible medical bills, bad
divorces or failed businesses.
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I have done Doctors, Lawyers, Priests, Janitors, Bus drivers, Policemen,
Mailmen, Retirees, Businessmen, Business owners of every description,
Bartenders, Strippers, Housewives, Teachers, Laborers, Students,
People who have never paid their Income Tax, People who never failed
to pay their income tax and hundreds of ordinary people with overwhelming
debt just like you, in just about every occupation there is.
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I have never found the Court to treat any one better than the other,
and all have been forgiven their debt.
HOW
TO NAVIGATE THIS SITE:
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Each of the buttons on the left will take you directly to the particular
area of interest for which you seek information.
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Go to each area and read through the basic facts. It's written in
normal "non-lawyer" language and is easy to understand.
• After you finish reading the basics, if you want further
information regarding your particular case, call me for a free telephone
consultation. My number is at the bottom of each page.
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Remember, however, that I can only give you information on Bankruptcy
as it pertains to Florida. I am not licensed in other states.
•As
I mentioned above, Florida bankruptcy law is different than any
other state's law. (That's another reason why you shouldn't rely
on anything you hear from people from other states that filed Bankruptcy
or from these web sites that pretend to give "general information"
about Bankruptcy...they're wrong!)
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If you are a permanent resident of a state other than Florida, I
suggest that you contact a lawyer in that state who will give you
advice particular to that state only.
•I
have tried to make this site easy for you to read and understand,
and look forward to speaking with you regarding your own situation.
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